Enterprise Payments

ACHPS - ACH Processing

EFD ACH processing service (ACHPS) provides a flexible client/server platform that enables you to adapt easily to surges in transaction volume and expand to accommodate emerging payments applications like lockbox check truncation, electronic checks, eCommerce and Internet banking - without incurring substantial system costs. ACH processing also features continuous flow processing, offering high reliability (including a hot-site backup), back-office flexibility and 24/7 availability. With EFD ACHPS you can:

• Process files immediately after receiving them, eliminating end of the day bottlenecks
• Customize processing to specific customers
• Gain total accessibility to the system, even during distribution
• Perform all operations concurrently and continuously, including incoming file processing, outbound file creating, returns processing and inputting and updating information on the system
• Eliminate the need to manually log and track incoming files and to continuously balance batch processes
• Stay current with NACHA and other industry regulations
• Reduce risk through extensive security features, including comprehensive online, real-time risk controls that manage debit and credit exposure and track changes in customer patterns