Data & Decisioning 
Proactively manage risk and compliance
As the leading provider of identity verification, fraud and risk management solutions for deposit accounts, EFD is constantly working to keep customers ahead of fraudsters.
More than 100,000 financial services locations use ChexSystemsSM solutions to detect fraud instantly and prevent loss. That can mean determining the validity of customer information when opening new accounts, pinpointing customers who are more likely to abuse accounts, and predicting the likelihood of fraud.
ChexSystems solutions are also used to help banks avoid regulatory fines by helping with USA PATRIOT Act compliance. This flexible range of delivery solutions, as well as multi-platform options, makes us among the largest payment software providers anywhere.
Build more profitable customer relationships
Open more accounts. Improve the performance of your portfolio. And optimize customer relationships and revenue. EFD' DebitBureau®, the nation's largest debit database, offers demographic, fraud, ID and compliance data culled from billions of account transactions. This robust data powers our ChexSystems predictive and decision-making solutions that help you identify your best customers, service them better and build brand loyalty.
Contact us today to find out how our decision support and risk management solutions can help you mitigate risk and generate revenue.