Data & Decisioning

ID Theft

Identity theft has become the fastest growing crime in the United States. To help protect your institution against this escalating problem, we offer a unique and comprehensive set of identity theft tools.

IDefend

IDefend delivers a comprehensive personal protection solution that helps your customers avoid the hassle and loss of identity theft with a powerful monitoring, recovery and reimbursement tool that detects and prevents losses before they occur. IDefend not only protects your customers from identity theft losses, it helps you safeguard your bottom line.

IDefend includes:

Weekly credit monitoring which alerts customers to changes in their record
DebitBureau® monitoring, exclusively provided by IDefend
A yearly credit report
A personalized protection plan to assess individual risk of identity theft
Fraud alerts
Victim Recovery Assistance from a trained advocate
Up to $20,000 in lost wage and expense reimbursement if victimized - no deductible required

Address Analysis

EFD' Address Analysis tool allows you to determine if an address change is related to fraud. By utilizing demographic statistics, address velocity checks and USPS fraud addresses, Address Analysis performs an in-depth examination of the address change to produce a fraud score that measures its legitimacy and predicts the likelihood that an identity theft incident is in process. Address Analysis can be purchased as a stand-alone solution or as part of the ID Verification solution.

Training