EFD DebitBureau® & EFD Consumer SearchEFD ChexSystemsSM QualiFile® 
Open more of the Right Accounts
Financial institutions spend billions of dollars on acquiring and opening accounts. Despite this investment, a gap may still remain between strategy and execution at the new accounts desk and across multiple delivery channels. EFD QualiFile, the account decisioning solution of choice for some of the nation’s most respected names in banking, helps you bridge this gap though predictive analytics and automating the decision making and cross sell process. 
Using data from EFD DebitBureau or a combination of debit and credit data, you can build an account-opening strategy that reflects your institution’s revenue and risk management goals. And, with an automated strategy that removes subjectivity from the new accounts desk, you’ll have the peace of mind that comes from knowing that your employees can focus on what matters most—building a lasting, profitable relationship with new account-holders.
Learn more about how EFD QualiFile can increase profitability and simplify the decision making process for your institution. QualiFile Overview (PDF)
EFD QualiFile is easily tailored to meet the needs of your institution. Working with a team of EFD Strategy Consultants, you have the opportunity to integrate identity verification, fraud prevention, risk management and cross sell into a single strategy—all configured to your objectives.
EFD has developed turnkey account decisioning solutions combining risk screening and fraud prevention that are based on industry best practices. These solutions can be quickly deployed through a variety of channels and allow you to quickly take advantage of the benefits offered by EFD QualiFile and other EFD New Account Decisioning Solutions.
EFD QualiFile also helps identify cross sell opportunities based on demographic and financial profiles. Learn more about ways EFD QualiFile delivers value to the relationship-building process.
QualiFile and P$YCLE Overview (PDF)
ChexSystems QualiFile Overview (PDF)