EFD DebitBureau®

Updated nearly 350,000 times each day, EFD DebitBureau is the powerhouse behind the new account decisioning services used by the majority of financial institutions in the United Sates. EFD DebitBureau combines data from financial institutions, retailers, and many other sources to offer unique insight on consumer behavior.

A unique collection of predictive data and the use of predictive analytics means confidence when making decisions.

Information from Financial Institutions Information from Retailers Third-Party Information Analytics and Decisions Over 9,000 institutions and 100,000 locations > Account applications > Reported account openings > Reported account closures > Check printing histories > Lost and stolen account    numbers > Fraud hot list records Over 70,000 locations—70% of retail check payments > 3.5 billion checks verified     at point-of-sale > Unpaid NSF checks > Paid NSF checks > Positive pay records > Time-to-pay records > Demographic data > Public records > Cross-industry fraud     suspect data > Driver’s license fi les > Phone information > Warm address fi les > Postal information > Social Security    Administration data > State-of-the-art consumer    data integration >Predictive risk models > Neural net fraud models Links > Integrated to major     credit bureaus > Other industry partners

Decisions you make should be based on complete and accurate information. EFD Consumer Search is our proprietary consumer data integration technology used to tie together pieces of data from across sources and assemble files of consumer behavior that give you the most robust profile possible. Unlike traditional matching processes that may key on one or two data elements, EFD Consumer Search uses complex algorithms to search for and match disparate pieces of data to any given consumer.

EFD DebitBureau Overview (PDF)