EFD Behavior Monitoring

Managing customer accounts is just as important as the initial decision to approve or decline an applicant. EFD Debit Triggers helps you make account management decision with confidence by giving a comprehensive snapshot of consumers’ predictive behavior leveraging the data contained in EFD DebitBureau®. Augmenting traditional account management data available from credit bureaus, EFD Debit Triggers helps you see a balanced and more accurate view of existing relationships. It also helps you transform a consumer’s checking account behavior into actionable and meaningful recommendations to meet your business goals and manage to market conditions.

EFD Debit Triggers monitors and alerts you to events from consumer checking accounts that are predictive of credit risk, fraud and identity theft, collection abilities and account retention. Through continually analyzing independent behavior attributes in EFD DebitBureau, EFD Debit Monitoring provides you with an early warning of predictive behavior including:

- Accounts closed for abuse or fraud reasons
- Account opening inquiries
- Deposit account collection activity
- Check orders
- Retail NSF activity
- Unusual activity typical of lost or stolen cards

EFD Debit Triggers provides daily updates on your entire portfolio and enables you to effectively monitor existing customers as you expand target markets. EFD Debit Triggers can be easily integrated into existing credit management systems for maximum efficiency. By using EFD Debit Triggers, you are accessing an accurate, value-added enhancement to your existing credit analytics services.