IST/AllCard
IST®/AllCard is a new generation card issuing product that enables you to respond to market demands faster and more cost-effectively. As part of the IST integrated suite of payment management software products, IST/AllCard provides comprehensive issuing support for new card products, improved fraud prevention and more flexible customization capabilities.
IST/AllCard provides complete features and functions for:
- Credit and smart card portfolio management
- Full application screening and scoring
- Card production interfaces - credit and smart cards
- Re-issue, renewal, replacement and card closure facilities
- Unlimited corporate hierarchy for support of business products (corporate cards)
- Configurable multi-language and multi-currency capabilities
- Online or batch authorization
- Full authorization system that includes Velocity, Risk purchases, AVS, PIN, CVV and CVV2 verification features
- Combo-card support
- Extensive customer services screens and facilities
- Risk management sub-system
- Exceptions processing including interfaces to external exception management systems
- Arrears and collections
- Memos
- Interchange and clearing interfaces
- Flexible EOD/EOC processing options
- Configurable interest calculations
- Accounting facilities
- Enhanced customer mailings capabilities
- Configurable fees and charges
- Hot card processing
- Configurable user security with individual or group roles and privileges