EFD IST®/AllCard

IST/AllCard

IST®/AllCard is a new generation card issuing product that enables you to respond to market demands faster and more cost-effectively. As part of the IST integrated suite of payment management software products, IST/AllCard provides comprehensive issuing support for new card products, improved fraud prevention and more flexible customization capabilities.

IST/AllCard provides complete features and functions for:

• Credit and smart card portfolio management
• Full application screening and scoring
• Card production interfaces - credit and smart cards
• Re-issue, renewal, replacement and card closure facilities
• Unlimited corporate hierarchy for support of business products (corporate cards)
• Configurable multi-language and multi-currency capabilities
• Online or batch authorization
• Full authorization system that includes Velocity, Risk purchases, AVS, PIN, CVV and CVV2 verification features
• Combo-card support
• Extensive customer services screens and facilities
• Risk management sub-system
• Exceptions processing including interfaces to external exception management systems
• Arrears and collections
• Memos
• Interchange and clearing interfaces
• Flexible EOD/EOC processing options
• Configurable interest calculations
• Accounting facilities
• Enhanced customer mailings capabilities
• Configurable fees and charges
• Hot card processing
• Configurable user security with individual or group roles and privileges