EFD Know Your Customer 
Whether to comply with industry regulation or prevent fraud, knowing your customer is a critical component to success. Today’s financial institutions need to feel confident in customer interactions over a number of channels and a variety of transactions.
EFD Know Your Customer Solutions combine compliance, fraud prevention and identity verification into solutions that can be integrated to address specific business needs. Built for flexibility, EFD Know Your Customer Solutions are easily integrated into systems and have options for real-time or batch processing in a number of environments.
EFD ID Verification
This flagship compliance solution provides a robust platform that integrates into new account opening processes and quickly verifies the identities of account applicants. Though a user-friendly online interface, this compliance solution is an effective records management system, archiving results for later management review or procedural audit.
EFD Government List Screening
In addition to the OFAC list, EFD Government List Screening provides financial institutions with the option to screen customers and applicants against a variety of other watch lists. Customers may choose to use this solution on a stand-alone basis or as part of a more robust ID verification service. EFD can continually monitor your customer list against any new additions to watch lists and alert you to any potential matches.
EFD Address Analysis
Put analytics to work in combating identity fraud and account takeover. This innovative solution combines data and analytics into a powerful solution that can be used at multiple points within the financial institution to efficiently and accurately identify change of address transactions that may be indicative of fraud.
EFD ID Authentication
In situations where it may be difficult to know who you’re dealing with, such as online transactions, EFD ID Authentication gives you another layer of security through further validating identity using out-of-wallet questions. The data sources used in this solution make it possible to ask questions that may not be readily obtained from a stolen credit report.
EFD Account Ownership
Using the unique collection of data in EFD DebitBureau®, EFD Account Ownership makes it easy to verify details of an account being presented for payment or online funding. EFD Account Ownership helps financial institutions minimize risk on ACH transactions while providing for an uninterrupted customer experience.
EFD Background Reports
Know even more about potential customers and employees using EFD Background Reports, a comprehensive verification service. EFD Background Reports features an easy-to-use interface that provides the level of detail you need to make informed, accurate decisions.