the Think Tank 
With over 35 years of enterprise payments and data & decisioning
expertise, EFD delivers flexible, innovative solutions to the world’s leading businesses. Thought leadership and contributing to dialogue on key industry issues is a critical component to our commitment to innovation and solution delivery.
The Think Tank is your resource for access to thought leadership written by, with, and about EFD. Please feel free to download information off of this page free-of-charge.
Driving Profitability in Retail Banking
Leveraging scores and data to bring the underbanked into the financial services mainstream
Banking under Pressure - in Search of Revenue Growth at Home and Abroad (397KB - pdf)
Expanding the Payments Universe
The Potential of Prepaid (253KB - pdf)
Extending Customer Choice through Prepaid Cards: How banks can profit from the potential of the Pay Before model (386KB - pdf)
Get the basics on open system prepaid cards, trends and why this hot market is taking off (48KB - pdf)
Enterprise Fraud and Risk Management
Multi Factor Authentication (MFA) (64KB - pdf)
The Evolution of Online Fraud: Staying ahead of the curve (223KB - pdf)
Find out how to move towards a holistic risk management and compliance strategy with this in-depth white paper (236KB - pdf)
Global Payment Solutions
Faster Payments (47KB - pdf)
Compliance
Outsourcing business processes in the Cards back office: part of a SEPA survival strategy (190KB - pdf)
EMV: A positive driver for success in a SEPA environment (268KB - pdf)
Market Perspective: Back to the Future - SEPA in Hindsight (343KB - pdf)
